How CPM Modernizes Finance for Banking and Financial Services
Sponsored by OneStream Software
- To continue success and growth, FSI entities need maximum efficiency and accuracy from their finance team. Yet many FSI entities are hindered by fragmented financial data, disconnected systems, and manual processes. This white paper examines how modern CPM solutions can address these challenges for finance teams in banks.
- Author: BPM Partners
- Date: April 2025
- Pages: 17
- Request your copy today by completing the White Papers Request form.
Executive Summary:
When it comes to particular CPM capabilities, banks and other FSI entities need integrated business planning for their capital adequacy analysis, portfolio planning that integrates with the treasury area, and integrated sensitivity analysis for stress testing of their loan portfolios. Modern CPM solutions can help unify data, processes, technology, and people, making it easer to:
- Manage the balance sheet to maximize net interest income, balancing profitability with interest rate, capital, and liquidity risks
- Ensure compliance with complex regulatory requirements
- Optimize the institution’s capital position
- Manage risk efficiently while preserving capital flexibility
- Integrate sensitivity and what-if analysis for stress-testing of loan portfolios
- Analyze capital adequacy with consistent precision and accuracy
- Maintain and update manual compensating controls
- Monitor, report on and optimize their liquidity risk position